Back to Home

Terms of Use

Last Updated: April 5, 2025

1. Introduction

Welcome to Financial Mastery. These Terms of Use ("Terms") govern your access to and use of the Financial Mastery website at usconfirmationcorn.com and services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Services. These Terms constitute a legally binding agreement between you and Financial Mastery ("we," "our," or "us").

Please read these Terms carefully before using our Services. If you have any questions about these Terms, please contact us using the information provided at the end of this document.

2. Access and Use of Services

Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you meet this requirement.

License

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and use our Services for your personal, non-commercial purposes.

Restrictions

You agree not to:

  • Use the Services in any way that violates any applicable law or regulation
  • Use the Services for any illegal or unauthorized purpose
  • Attempt to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Services
  • Impersonate another person or entity, or falsely state or misrepresent your affiliation with a person or entity
  • Circumvent, disable, or otherwise interfere with security-related features of the Services
  • Engage in unauthorized framing of or linking to the Services
  • Use any robot, spider, or other automated device, process, or means to access the Services for any purpose
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other harmful material to the Services
  • Attempt to access areas of the Services that you are not authorized to access

Modifications to Services

We reserve the right to modify, suspend, or discontinue any part of the Services at any time. We may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability.

3. User Accounts

Account Creation

In order to access certain features of the Services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

Account Responsibility

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.

Account Termination

We reserve the right to suspend or terminate your account and access to the Services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.

4. Content and Intellectual Property

Our Content

The Services and their entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by Financial Mastery, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

License to Use Our Content

We grant you a limited, non-exclusive, non-transferable, non-sublicensable license to access and view the content available on the Services for your personal, non-commercial use. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Services without our express prior written consent.

User Content

You retain ownership of any content you submit, post, display, or otherwise make available on or through the Services ("User Content"). By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in connection with providing and promoting the Services.

Content Standards

You agree that any User Content you submit will not:

  • Contain any material that is defamatory, obscene, indecent, abusive, offensive, harassing, violent, hateful, inflammatory, or otherwise objectionable
  • Promote sexually explicit or pornographic material, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age
  • Infringe any patent, trademark, trade secret, copyright, or other intellectual property rights of any person
  • Violate the legal rights of others or contain any material that could give rise to civil or criminal liability under applicable laws
  • Be likely to deceive any person or impersonate any person or misrepresent your identity or affiliation with any person or organization
  • Involve commercial activities or sales, such as contests, sweepstakes, and other sales promotions, barter, or advertising
  • Give the impression that they emanate from or are endorsed by us or any other person or entity, if this is not the case

5. Payment Terms

Fees

Some of our Services may be subject to fees. You agree to pay all fees in accordance with the fees, charges, and billing terms in effect at the time a fee is due and payable. If you sign up for automatic billing, you authorize us to charge your payment method for all fees incurred.

Payment Information

By providing payment information, you represent and warrant that you are authorized to use the designated payment method and authorize us to charge your payment method for all fees associated with your purchase. You are responsible for all charges incurred under your account.

Taxes

All fees are exclusive of all taxes, levies, or duties imposed by taxing authorities, and you shall be responsible for payment of all such taxes, levies, or duties, excluding only United States (federal or state) taxes.

6. Refund Policy

Our refund policy is as follows:

  • For our online courses, we offer a 14-day money-back guarantee from the date of purchase.
  • To request a refund, you must contact us within this 14-day period and have completed no more than 20% of the course content.
  • For certain premium services, a partial refund may be provided if cancellation occurs before the first session, minus administrative fees.
  • No refunds will be provided for recorded courses after the first module has been accessed or after the 14-day period has elapsed.

For more information about our refund policy or to request a refund, please contact us at [email protected].

7. Disclaimers

General Disclaimer

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

Financial Disclaimer

The information provided through our Services is for educational purposes only and should not be construed as financial, tax, legal, or investment advice. We do not provide personalized investment recommendations or act as a financial advisor. All materials and content are meant for educational purposes only.

Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. You should consult with qualified professionals before making financial decisions.

Accuracy and Reliability

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the Services for any purpose.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FINANCIAL MASTERY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, OR INABILITY TO USE, THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINANCIAL MASTERY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY:

  • ERRORS, MISTAKES, OR INACCURACIES OF CONTENT
  • PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES
  • UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY PERSONAL INFORMATION STORED THEREIN
  • INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES
  • BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY THIRD PARTY
  • FINANCIAL LOSSES OR DECISIONS MADE BASED ON INFORMATION PROVIDED THROUGH THE SERVICES

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID TO FINANCIAL MASTERY IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED DOLLARS ($100).

9. Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

Arbitration

Any dispute arising from or relating to these Terms or the Services shall be resolved by final and binding arbitration. The arbitration will be administered by the American Arbitration Association (AAA) in accordance with its Commercial Arbitration Rules and will be conducted in New York, New York. The decision of the arbitrator shall be final and binding on the parties.

Class Action Waiver

You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class, consolidated, or representative action. If for any reason this class action waiver is found unenforceable, then the entire arbitration agreement will be null and void.

Time Limitation on Claims

You agree that any claim or cause of action arising out of your use of the Services must be filed within one (1) year after such claim or cause of action arose or be forever barred.

10. General Terms

Entire Agreement

These Terms constitute the entire agreement between you and Financial Mastery regarding your use of the Services and supersede any prior or contemporaneous agreements, communications, and proposals, whether oral or written, between you and Financial Mastery.

Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall be enforced to the fullest extent under law.

Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. We may freely assign or transfer these Terms without restriction.

Force Majeure

We will not be liable for any delay or failure to perform any obligation under these Terms where the delay or failure results from any cause beyond our reasonable control, including acts of God, labor disputes, or other industrial disturbances, electrical or power outages, utilities or telecommunications failures, earthquakes, storms, or other elements of nature, pandemics, blockages, embargoes, riots, acts or orders of government, acts of terrorism, or war.

Updates to Terms

We may update these Terms from time to time. The updated version will be indicated by an updated "Last Updated" date at the top of these Terms. If we make material changes to these Terms, we will provide notice through our Services or by other means. Your continued use of the Services after the effective date of the updated Terms constitutes your acceptance of the updated Terms.

11. Contact Information

If you have any questions about these Terms, please contact us at:

Email: [email protected]

Phone: (555) 123-4567

Address: 123 Financial District, New York, NY 10004, United States